10 Common Internet Scams and How To Avoid Them
The internet has become a daily necessity for most people, but it also opens up opportunities for scammers to take advantage of unsuspecting users. According to the FBI’s Internet Crime Complaint Center (IC3), Americans lost nearly $10.3 billion to internet scams in 2022 alone. Being aware of common scams and understanding how to avoid them is crucial to protect yourself from becoming a victim. Here are 10 common internet scams and tips on how to avoid them.
1. The “Accidental” Money Transfer Scam
This scam usually involves receiving money through platforms like Venmo, PayPal, or other digital payment services from someone you don’t know. The scammer then reaches out, claiming they sent it by mistake and asks you to return the money. However, the original transfer was made using stolen funds or fraudulent accounts, and when it is reversed, you lose the money you sent back.
How To Avoid It:
- Don’t send money back to strangers. If you receive an unexpected payment, contact the platform’s support team instead of engaging with the sender.
2. Overpayment Scams (Craigslist, eBay, Facebook Marketplace)
If you’re selling an item online, scammers may offer to pay more than your asking price. They then request you return the “overpayment” or ship the item in advance. Once the funds are processed, they disappear or their payment method bounces, leaving you without your item and the money.
How To Avoid It:
- Only accept payments through secure platforms like PayPal or eBay’s payment system. Avoid accepting checks from strangers.
3. Online Shopping Scams
This scam happens when buyers purchase items from fraudulent websites or sellers on platforms like Craigslist. Either the product never arrives, or the buyer receives counterfeit goods. According to AARP, 1 in 5 online shoppers has encountered a shopping scam.
How To Avoid It:
- Stick to trusted websites and marketplaces with buyer protection. If the price seems too good to be true, it probably is.
4. Lottery and Prize Scams
You receive an email, text, or phone call informing you that you’ve won a lottery or sweepstake, but to claim your prize, you need to pay a fee upfront. There is no prize, and once you send the money, the scammer disappears.
How To Avoid It:
- Ignore any unsolicited “prize” notifications. Legitimate contests don’t require you to pay fees to claim a prize.
5. Job Posting Scams
Fake job postings are rampant on popular job boards. Scammers ask for fees to process applications, run background checks, or claim you need to buy equipment from them. These positions are fake, and their goal is to take your money or personal information.
How To Avoid It:
- Legitimate employers won’t ask for money. Always research the company before providing sensitive information or paying for anything.
6. Tech Support Scams
Scammers impersonate representatives from companies like Microsoft, Apple, or your internet service provider, claiming they detected malware or viruses on your computer. They request access to your device to “fix” the issue, but in reality, they steal your data or install malware.
How To Avoid It:
- No legitimate tech company will contact you unsolicited. If you receive such a message, ignore it. If you’re unsure, contact the company directly using verified contact details.
7. Fake Apartment Listings
These scams are common on platforms like Craigslist, where scammers create fake rental listings. They copy real photos and details from legitimate listings, then ask for deposits or fees upfront. Once they get your money, they disappear, and there’s no rental property.
How To Avoid It:
- Always view rental properties in person before making any payments. Avoid paying deposits or application fees for listings you haven’t seen firsthand.
8. Online Romance Scams
Scammers prey on vulnerable individuals by forming online romantic relationships. Once they build trust, they start asking for money under the guise of emergency situations like medical bills or travel expenses. The FBI reports that romance scams cost Americans nearly $1.3 billion in 2022.
How To Avoid It:
- Never send money to someone you haven’t met in person. Be wary of anyone who avoids video calls or face-to-face meetings and asks for money.
9. The “Sheriff” Scam
Scammers impersonate law enforcement officials, such as the sheriff, claiming you’ve missed jury duty or have an outstanding fine. They demand immediate payment to avoid arrest, often asking for unusual forms of payment like gift cards.
How To Avoid It:
- Law enforcement will never demand payment over the phone. Hang up and call the actual agency directly to verify any claims.
10. Wrong Number Scams
This scam starts with a random text message from a “wrong number.” The scammer engages you in conversation, gaining your trust, and eventually leads you into an investment scam, often involving cryptocurrency. They trick you into investing money on a fake platform, which they control.
How To Avoid It:
- Avoid responding to wrong-number texts. If you engage, scammers may try to draw you into more elaborate schemes.
Final Thoughts: Stay Aware to Stay Safe
Protecting yourself from online scams starts with knowledge. While scammers are constantly evolving their tactics, being aware of common scams can significantly reduce your risk. Keep your personal information private, don’t engage with unsolicited offers, and always verify the legitimacy of any transaction or request.
As online fraud continues to grow, it’s essential to remain cautious and skeptical. When in doubt, research the situation and contact customer support for the platform or service you’re using. If something feels off, it probably is.
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At Redbird Technology Solutions, we specialize in safeguarding your online activities and home. From IT services to advanced security camera installation, we ensure that your digital and physical spaces are protected. Want to learn more? Check out our latest article, Essential Tips for Choosing Home Security Cameras, to take the next step in securing your home!